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The Tax-Saving Power of Real Estate: 2025 Guide for Investors

Rent To Retirement
355K subscribers
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35K views 1 month ago Financing and Creative Strategies
This episode is sponsored by… NCH: Set up an LLC to protect your investments! – ⁠https://nchinc.com/rtr⁠ HEMLANE: Find better, more transparent property management with Hemlane at ⁠https://www.hemlane.com/lp/rent-to-re... TARDUS: Get expert financial education and build your Income Snowball at ⁠https://renttoretirement.com/tarduswe... Unlock MASSIVE tax savings in 2025! 🧾💰 In this must-watch episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with top real estate CPAs Amanda Han and Matt MacFarland from Keystone CPA to break down the latest strategies, loopholes, and legal hacks to minimize your tax burden and maximize wealth as a real estate investor. Whether you're a seasoned investor or just getting started, this episode is packed with actionable insights to help you legally KEEP MORE OF YOUR MONEY in 2025 and beyond. ⏱️ Timestamps – Full Breakdown: TAX STRATEGY & EDUCATION (w/ Amanda & Matt fro …...more
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Intro: Why tax strategy is critical for investors

0:00

Hidden deductions most investors miss

1:07

Write-offs WITHOUT an LLC

3:06

Depreciation: Your biggest tax-saving tool

3:44

Rental losses: What they are and how they help

5:47

The $25K rule: Offset other income if you make under $150K

6:14

RE Pro status: How to qualify (750 hrs + participation)

8:10

Case study: $150K depreciation from $500K building

11:21

STR loophole: Powerful tax savings without RE Pro

12:08

3 ways to qualify for STR material participation

13:12

Who should be using STRs for tax strategy

14:17

When to buy for STR benefits (and how to track hours)

15:29

Audit triggers: What actually causes IRS audits

17:12

CPA red flags: If they don’t understand RE strategy

18:12

2025 tax law changes & what’s expiring

19:11

Will 100% bonus depreciation come back?

20:43

Bonus depreciation can exceed your down payment

23:22

Real example: Offset $100K income with rental loss

24:25

What happens if IRS challenges RE Pro status?

26:01

Audit outcome: What you owe, what carries forward

28:14

Why it's still worth pursuing these strategies

30:00

STR loophole: Is there a minimum hour rule?

32:02

Pro tips on STR management year over year

33:44

How to contact Amanda & Matt (Keystone CPA)

34:03

How to apply tax savings to real-world deals

35:15

What is Rent To Retirement & how we help

36:15

6–10% incentives: Price cuts, cash back, rate buydowns

38:00

Example: Buy a $300K home with $30K in incentives

39:12

Buy with as little as 5% down using local lenders

40:45

Pair tax savings + incentives = infinite ROI

42:00

Market spotlight: Cambridge, MN (fast population growth)

43:05

Banbury model: Appreciation + rent potential

45:24

Tulsa duplexes: $800+ cash flow w/ 15% ROI

47:02

Why owner-occupied areas matter for long-term gains

50:10

Cost seg studies: When and how to apply them

51:30

Using passive losses for Roth conversions

54:08

Strategic planning with your CPA (and when to do it)

56:00

How to schedule your free investor consultation

57:15

Final takeaways: Invest smarter, save bigger

59:30
The Tax-Saving Power of Real Estate: 2025 Guide for Investors
1.8KLikes
35,975Views
Mar 312025
This episode is sponsored by… NCH: Set up an LLC to protect your investments! – ⁠https://nchinc.com/rtr⁠ HEMLANE: Find better, more transparent property management with Hemlane at ⁠https://www.hemlane.com/lp/rent-to-re... TARDUS: Get expert financial education and build your Income Snowball at ⁠https://renttoretirement.com/tarduswe... Unlock MASSIVE tax savings in 2025! 🧾💰 In this must-watch episode of the Rent To Retirement Podcast, hosts Zach Lemaster and Adam Schroeder sit down with top real estate CPAs Amanda Han and Matt MacFarland from Keystone CPA to break down the latest strategies, loopholes, and legal hacks to minimize your tax burden and maximize wealth as a real estate investor. Whether you're a seasoned investor or just getting started, this episode is packed with actionable insights to help you legally KEEP MORE OF YOUR MONEY in 2025 and beyond. ⏱️ Timestamps – Full Breakdown: TAX STRATEGY & EDUCATION (w/ Amanda & Matt from Keystone CPA) 00:00 – Intro: Why tax strategy is critical for investors 01:07 – Hidden deductions most investors miss 03:06 – Write-offs WITHOUT an LLC 03:44 – Depreciation: Your biggest tax-saving tool 05:47 – Rental losses: What they are and how they help 06:14 – The $25K rule: Offset other income if you make under $150K 08:10 – RE Pro status: How to qualify (750 hrs + participation) 11:21 – Case study: $150K depreciation from $500K building 12:08 – STR loophole: Powerful tax savings without RE Pro 13:12 – 3 ways to qualify for STR material participation 14:17 – Who should be using STRs for tax strategy 15:29 – When to buy for STR benefits (and how to track hours) 17:12 – Audit triggers: What actually causes IRS audits 18:12 – CPA red flags: If they don’t understand RE strategy 19:11 – 2025 tax law changes & what’s expiring 20:43 – Will 100% bonus depreciation come back? 23:22 – Bonus depreciation can exceed your down payment 24:25 – Real example: Offset $100K income with rental loss 26:01 – What happens if IRS challenges RE Pro status? 28:14 – Audit outcome: What you owe, what carries forward 30:00 – Why it's still worth pursuing these strategies 32:02 – STR loophole: Is there a minimum hour rule? 33:44 – Pro tips on STR management year over year 34:03 – How to contact Amanda & Matt (Keystone CPA) TURNKEY INVESTING STRATEGY & DEAL BREAKDOWNS (w/ Zach & Adam) 35:15 – How to apply tax savings to real-world deals 36:15 – What is Rent To Retirement & how we help 38:00 – 6–10% incentives: Price cuts, cash back, rate buydowns 39:12 – Example: Buy a $300K home with $30K in incentives 40:45 – Buy with as little as 5% down using local lenders 42:00 – Pair tax savings + incentives = infinite ROI 43:05 – Market spotlight: Cambridge, MN (fast population growth) 45:24 – Banbury model: Appreciation + rent potential 47:02 – Tulsa duplexes: $800+ cash flow w/ 15% ROI 50:10 – Why owner-occupied areas matter for long-term gains 51:30 – Cost seg studies: When and how to apply them 54:08 – Using passive losses for Roth conversions 56:00 – Strategic planning with your CPA (and when to do it) 57:15 – How to schedule your free investor consultation 59:30 – Final takeaways: Invest smarter, save bigger 👉 Subscribe for more real estate investing insights! 👉 Download our free investor toolkit: https://www.renttoretirement.com 👉 Connect with Amanda & Matt at https://www.keystonecpa.com 🌐 Explore turnkey investing opportunities: ⁠https://www.renttoretirement.com⁠ 🗓️ Schedule a Free Consultation: ⁠https://landing.renttoretirement.com/... 📺 Subscribe to the YouTube Channel: ⁠   / @renttoretirement   🎧 Listen to the Rent To Retirement Podcast on the Go: ⁠https://creators.spotify.com/pod/prof... 📬 Join Our Newsletter Email List: Submit your info at the top right corner of the page: ⁠https://renttoretirement.com⁠ 📩 Have Questions for the Podcast? Send them to: ⁠podcast@renttoretirement.com⁠ Your question might be answered in a future episode!
Financing and Creative Strategies
Rent To Retirement

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Rent To Retirement

355K subscribers