Two-wheeler Insurance Add-on covers | Fincover®

Want enhanced protection for your two wheelers? Opt for two wheeler insurance add-ons and get complete protection for your bikes.

What is 2W Insurance Add-ons?

A two wheeler insurance add-on is a additional coverage that you can buy along with comprehensive insurance policy for enhanced protected. A comprehensive insurance policy can cover the major damages in the event of an unfortunate event like accident, however, there are some areas that are uncovered which these add-ons can take care of. So, if you want to strengthen your two wheeler insurance coverage, you better opt for any of these add-ons.

Top Two Wheeler Insurance Plans

Several good plans are available at a cost that will enhance your day.

Budget-Friendly Options

Types Of Add-ons Covers

The type of add-ons offered varies from insurer to insurer. Following is a generalized list of popular add-ons which are more or less offered by every insurer.

• Zero Depreciation cover

  Depreciation is an inevitable phase of every machinery. With prolonged usage, spare parts of the vehicle undergoes depreciation. With Zero Depreciation cover, helps you claim a bigger amount by eliminating the depreciation value. Most insurers allow you to make a zero depreciation claim upto two times. However, there are a few insurers that allow unlimited claims.

• NCB Protection Cover

  No Claim Protection is a reward given by the insurance company to the policyholder for not raising a claim in the policy tenure. It ranges from 20%-50%. If you raise a claim, you lose that privilige. With NCB Protection cover, you can keep your accumulated NCB in tact even if you raise a claim.

• Consumables cover

  Consumable cover provides coverage for consumable items like grease, lubricants, bearings, brake oil, oil filter and other things that does not come under Comprehensive Car Insurance Policy.

• Roadside Assistance Cover

  Of all the add-ons, Roadside assistance cover is the most important one. It comes to your air, when you are struck on a highway because of electrical/mechanical breakdowns, battery drain or issues like flat tyre and other on-site minor repairs.

• Engine Protection Cover

  An Engine Protection cover offers financial compensation in the event engine requires repair or replacement following an accident. If you are living in a area that is prone to frequent natural disasters, this add-on is a must.

• Personal Accident Cover

  A personal Accident cover provides coverage to the pillion rider in the event of an accident. It compensates the pillion-rider in the event of death or permanent disability. It is highly recommended for couples travelling in bike together often.

• Personal Belongings cover

  With Personal Belongings cover cover, your insurance company will cover the damages or losses to your personal belongings that you may have while riding your bikes.